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When the buyer and the seller have reached an agreement on the price during home buying, they still have to undergo many other processes before closing. Even though the buyer of the house can have pre-approval about the maximum amount of money he or she can take as a loan from a bank, he or she still has to get in touch with the bank so as to get the documents that relate to the specific loan amount that he or she will need in order to acquire the home.
from: http://ezinearticles.com/?Reasons-Why-It-Takes-So-Long-to-Close-on-a-Home&id=7705962

